Chapter 7 & 13 Bankruptcy

What is Bankruptcy?

Bankruptcy is a legal process that involves a person or business who are unable to repay their outstanding debts. Filing for Bankruptcy offers an individual or a business a chance to start fresh by forgiving debts that cannot be paid and may seek relief from some or all of your debts. Facing Bankruptcy can be intimidating, but the Law Office of Deepti Rajbhandari, will provide you with the highest level of service with utmost care and skill throughout the filing process.

Do you qualify?

You must pass a “means test” to qualify to file for Bankruptcy. We can help you determine what is the best option depending on your unique situation.

We will be glad to meet with you and help you determine your best option to get back on your feet financially. We will do our best to take care of all the details of your case. We accept clients all throughout Northern California. Contact our office to schedule your consultation!

Filing for Chapter 7 will allow you to:

  1. Protect your car, home, furniture, etc.
  2. Eliminate almost all of your debts such as credit card bills, and medical bills, etc.
  3. Stop creditor harassment
  4. Eliminate foreclosure process
  5. Eliminate wage garnishment, bank levies, lawsuits, etc.
  6. Repair your credit and raise your credit score
  7. Make a Fresh Start!

Filing for Chapter 13 will allow you to:

  1. Protect assets and remain control of all of your assets
  2. Eliminate junior mortgages
  3. Eliminate all unsecured debts
  4. Consolidate your debts into one low monthly payment
  5. Reduce your car payment
  6. Stop foreclosure, repossessions, wage garnishments, etc.
  7. Stop creditor harassment